Investment management in Michigan, built around your life

At Redwood Wealth Management, we believe your investment portfolio should reflect your goals, your timeline, and your values — not a generic model. We work with Michigan individuals, families, and business owners to build disciplined, evidence-based portfolios designed to grow and protect wealth over the long term.

As a fiduciary firm based in Auburn Hills, we are legally required to act in your best interest. That means no sales commissions, no proprietary products, and no conflicts of interest — just clear, objective guidance centered on your financial future.

Our Investment Approach

Portfolios tailored to you

No two financial situations are alike. We begin every client relationship by understanding your goals, risk tolerance, time horizon, and tax picture. From there, we construct a portfolio built specifically for your circumstances — whether you're accumulating wealth, approaching retirement, or navigating a major financial transition.

Tax-efficient investing strategies

Taxes are one of the largest drags on long-term investment returns, and most investors don't pay enough attention to them. We integrate tax strategy directly into portfolio management, using approaches such as:

  • Tax-loss harvesting to offset gains
  • Strategic asset location across taxable and tax-advantaged accounts
  • Low-turnover, tax-aware fund selection
  • Withdrawal sequencing strategies for retirees
  • Coordinated planning with your CPA or tax advisor

The goal is to improve your after-tax returns without taking on additional risk — one of the most reliable ways to improve long-term outcomes.

Evidence-based, cost-conscious investing

We invest based on decades of academic research, not market predictions or trends. Your portfolio is built on broadly diversified, low-cost holdings across U.S. and international equities, high-quality fixed income, and select alternative assets. We avoid unnecessary complexity, high-fee products, and speculative strategies that don't serve your long-term interests.

Risk Management & Ongoing Oversight

Managing risk isn't just about avoiding short-term volatility — it's about making sure your portfolio stays aligned with your goals through every market cycle. Our approach includes:

  • Broad diversification across asset classes, sectors, and geographies
  • Ongoing monitoring of both market conditions and your personal circumstances
  • Disciplined rebalancing to maintain your target allocation
  • Guidance on managing concentrated stock positions
  • Liquidity planning and stress testing, especially for clients approaching or in retirement

We review your portfolio regularly and proactively communicate when conditions or your situation call for adjustments — so you're never left wondering where things stand.

 Our Process: Clear, Transparent, Disciplined

We follow a consistent, transparent process with every client — from the first conversation through ongoing management.

Discovery

We learn your goals, tax situation, timeline, and priorities.

Portfolio Design

We build a customized allocation focused on long-term success and tax efficiency.

Implementation

Investments are placed across accounts in the most tax-smart, cost-efficient way.

Ongoing Monitoring

We continuously monitor your portfolio and rebalance with discipline.

Regular Reviews

We meet to review performance, update your plan, and adjust strategies.

Who We Serve

Business owners & entrepreneurs

Seeking diversification and tax-aware investing alongside their business interests.

Executives & professionals

Managing equity compensation, stock options, and concentrated positions.

Pre-retirees & retirees

Building tax-efficient income strategies to support retirement with confidence.

Individuals & families

Looking for long-term, transparent investment guidance from a trusted fiduciary advisor.

Transparent, fee-only investment management

We charge a straightforward asset-based advisory fee. There are no commissions, no product sales, and no hidden costs. Our fee covers everything needed to manage your portfolio well: What's included

Investment management

Portfolio monitoring & rebalancing

Tax-efficient oversight

Regular strategy reviews

CPA & legal professional coordination

Ongoing access to your advisor

Frequently Asked Questions

How do you build a personalized investment strategy?
What does tax-efficient investing actually mean in practice?
Are you a fiduciary?
Do you offer socially responsible or ESG investing?
How often will we meet to review my portfolio?
Which areas of Michigan do you serve?